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6000 West 19th, Lubbock, TX, 79407


Buying or Leasing a Ford During Coronavirus (COVID-19) in Lubbock

Are you interested in buying or leasing a Ford car, truck, SUV, or van in Lubbock during the Coronavirus (COVID-19) quarantine? The good news is that Gene Messer Ford Lubbock remains open as an essential business to the Lubbock community. Best of all, to help serve our loyal Ford customers, Lubbock Ford incentives have never been better.

How to Buy a Ford Car Safely During COVID-19

We’ve done our best to make leasing or buying a Ford car, truck, SUV, or van as safe as possible during the Coronavirus (COVID-19) outbreak in Lubbock. Following guidelines from national, state, and local authorities, as well as the CDC and WHO, we have implemented strict procedures to protect both our customers and employees. This includes online shopping, complimentary local delivery and trade-in pickup, social distancing, and nearly touchless delivery by trained associates.

Phone Numbers:Sales Hours:
  • Mon - Wed, Fri - Sat9:00 AM - 7:00 PM
  • Thu8:30 AM - 7:00 PM
  • SunClosed
Service Hours:
  • Mon - Sat7:00 AM - 6:00 PM
  • SunClosed
Parts Hours:
  • Mon - Sat7:00 AM - 6:00 PM
  • SunClosed
Quick Lane Hours:
  • Mon - Wed, Fri - Sat9:00 AM - 7:00 PM
  • Thu8:30 AM - 7:00 PM
  • SunClosed

Ford Finance & Leasing Center Lubbock

Are you looking to find Ford auto financing near you in the Lubbock area? Welcome to the auto finance department at Gene Messer Ford. We are proud to be the dealership of choice for our Lubbock area customers. Our Ford financing experts are always eager to help our customers with any questions regarding new or used auto loans. Call us at (806) 793-2727 today!

Included below are some of our most frequently asked questions that most car buyers need answered.

How to Get Approved for a New or Used Car Loan at Gene Messer Ford?

Getting approved for a new or used car loan doesn’t need to be stressful. Gene Messer Ford’s finance department in Lubbock employs experienced account managers who understand how valuable your time is. We’ve asked them to share some insights on what our customers can do to ensure they get approved for a car loan or Ford lease deal quickly and easily. Here are their recommendations:

Get Pre-Approved Online for New or Used Auto Financing in Lubbock

Getting pre-approved for car financing online is a great way to get a head start. By applying online, Gene Messer Ford customers can save themselves a lot of time in the dealership. Online applications are safe and secured with data encryption; so you know your personal information is protected. Once you have filled out the online application; it is reviewed by our finance managers who then reach out to you with questions or to schedule a test drive on a vehicle of your choice. It is also highly advisable to call the dealership yourself right after filling out your application and schedule a test drive.

Don’t Forget To Choose a Vehicle

Most of the time; customers get so worried about auto financing that they overlook the most important part, picking the vehicle they want. The best thing to do is to come down to our Lubbock area Ford dealership. Test drive the vehicle you are interested in and let your sales consultant know that you also need auto financing or Ford leasing options. This will significantly expedite your process. So while you choose your next ride, our finance department can gather the information they need to get you approved for a car loan.

Down Payment

Although it is not always needed or required, it is a good idea to have some cash on hand. It can help get you a loan approval or for money due at signing for a Ford lease deal in Lubbock, TX. A down payment is also a great way to reduce the amount you need to pay back in monthly payments. If you have a specific question for our team call (806) 793-2727 today.

Ford Auto Finance FAQ


How Can I Get Approved for a Ford Auto Loan in Lubbock?

Getting pre-approved for a Ford auto loan in the Lubbock area is simple and fast. Visit Gene Messer Ford Lubbock online, complete a secure form, and get an answer. Get pre-approved for your next car, truck, SUV, or van loan today.

What is the Best Way to Sell My Car Quickly in Lubbock TX?

Let Gene Messer Ford Lubbock help you sell your car fast in the Lubbock area. Getting a quote is simple and easy. Visit us online or in-person.

How High of a Credit Score to Finance a Ford in Lubbock Without a Co-Signer?

The minimum credit score needed to finance a Ford car without a co-signer in the Lubbock area is different from one person to another.

Auto Loans

The Gene Messer Ford Lubbock finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Lubbock, Brownfield, and Plains to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Levelland to Roswell. Whether you are right down the road or an hour away from Lubbock you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

Best "I never miss a payment"

The Gene Messer Ford Lubbock loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Ford, Lincoln vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates

OK "I've missed a payment or two."

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Ford vehicles currently available for immediate delivery.

Not So Good "I need to rebuild my credit...."

Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Gene Messer Ford of Lubbock finance team will put together a loan package that is tailored specifically for you.

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Gene Messer Ford of Lubbock 33.577993, -101.947742.